OMB.report

Federal forms, ICRs, and supporting documents

Information Collection Request

Recordkeeping and Disclosure Requirements Associated with Regulation H (Loans Secured by Real Estate Located in Flood Hazard Areas)

ICR 202604-7100-002 · OMB 7100-0280 · Active

Forms and Documents
DocumentTypeStatusAvailability
FRH2_20260420_omb.pdf Supporting Statement A Uploaded 2026-04-20 Available
IC Document Collections
IC IDCollectionTypeStatusForm
36316 Recordkeeping Sections 208.25(c)(3)(iii) and (iv) Private flood insurance Unchanged
254839 Disclosure Section 208.25(e)(4) One-time notice for any designated loan outstanding on July 1 of the year SMB no longer qualifies for small lender exception Unchanged
236555 Disclosure Section 208.25(g) Purchase of flood insurance on the borrower's behalf due to remapping Unchanged
219054 Disclosure Section 208.25(g) Notice to borrowers of lapsed mandated flood insurance due to remapping Unchanged
199397 Disclosure Section 208.25(g) Purchase of flood insurance on the borrower's behalf Unchanged
199396 Disclosure Section 208.25(g) Notice to borrowers of lapsed mandated flood insurance Unchanged
199395 Disclosure Section 208.25(j)(2) Notice to FEMA of change of servicer Unchanged
199391 Disclosure Section 208.25(j)(1) Notice to FEMA of servicer Unchanged
184841 Disclosure Sections 208.25(i) and (e), as applicable Notice of special flood hazards and availability of federal disaster relief assistance with escrow notice, as applicable Unchanged
184840 Recordkeeping Section 208.25(i) Retention of receipt of state member bank notice Modified
184839 Recordkeeping Section 208.25(f)(2) Retention of standard FEMA form Unchanged
ICR Details
7100-0280 202604-7100-002
Active 202501-7100-001
FRS FR H-2
Recordkeeping and Disclosure Requirements Associated with Regulation H (Loans Secured by Real Estate Located in Flood Hazard Areas)
Extension without change of a currently approved collection   No
Delegated
Approved without change 04/20/2026
Retrieve Notice of Action (NOA) 04/20/2026
  Inventory as of this Action Requested Previously Approved
04/30/2029 36 Months From Approved 04/30/2026
528,874 0 528,874
33,983 0 33,983
0 0 0
In general, the federal flood insurance statutes and Regulation H - Membership of State Banking Institutions in the Federal Reserve System (12 CFR Part 208) provide that a lender shall not make, increase, extend, or renew a loan secured by a building or mobile home located in a special flood hazard area unless the secured property is covered by flood insurance for the term of the loan. With respect to the recordkeeping and disclosure provisions, Regulation H generally requires state member banks to retain certain flood hazard documentation and to notify borrowers and servicers regarding properties in flood hazard areas and requirements related to flood insurance. State member banks also must notify the Federal Emergency Management Agency (FEMA) of the identity of, and any change in, the servicer of a loan secured by improved property in a special flood hazard area. The information collection requirements under the flood hazard provisions of Regulation H are triggered by specific events in the lending process.
US Code: 42 USC 4012a Name of Law: Flood Disaster Protection Act of 1973
   US Code: 42 USC 4104a Name of Law: National Flood Insurance Act
  
None
Not associated with rulemaking
  90 FR 14443 04/02/2025
90 FR 51354 11/17/2025
No
  Total Approved Previously Approved Change Due to New Statute Change Due to Agency Discretion Change Due to Adjustment in Estimate Change Due to Potential Violation of the PRA
Annual Number of Responses 528,874 528,874 0 0 0 0
Annual Time Burden (Hours) 33,983 33,983 0 0 0 0
Annual Cost Burden (Dollars) 0 0 0 0 0 0
No
No
$0
No
    No
    No
No
No
No
No
Keaton Cobble 202 262-7515 [email protected]
  No
On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).
The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:
 
 
 
 
 
 
 
    (i) Why the information is being collected;
    (ii) Use of information;
    (iii) Burden estimate;
    (iv) Nature of response (voluntary, required for a benefit, or mandatory);
    (v) Nature and extent of confidentiality; and
    (vi) Need to display currently valid OMB control number;
 
 
 
If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.
04/20/2026