OMB control number
Recordkeeping and Disclosure Requirements Associated with Regulation H (Loans Secured by Real Estate Located in Flood Hazard Areas)
OMB 7100-0280 · FRS.
In general, the federal flood insurance statutes and Regulation H - Membership of State Banking Institutions in the Federal Reserve System (12 CFR Part 208) provide that a lender shall not make, increase, extend, or renew a loan secured by a building or mobile home located in a special flood hazard area unless the secured property is covered by flood insurance for the term of the loan. With respect to the recordkeeping and disclosure provisions, Regulation H generally requires state member banks to retain certain flood hazard documentation and to notify borrowers and servicers regarding properties in flood hazard areas and requirements related to flood insurance. State member banks also must notify the Federal Emergency Management Agency (FEMA) of the identity of, and any change in, the servicer of a loan secured by improved property in a special flood hazard area. The information collection requirements under the flood hazard provisions of Regulation H are triggered by specific events in the lending process.
The latest form for Recordkeeping and Disclosure Requirements Associated with Regulation H (Loans Secured by Real Estate Located in Flood Hazard Areas) expires 2029-04-30 and can be found here.
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Supporting Statement A |
FRH2_20260420_omb.pdf
Recordkeeping Sections 208.25(c)(3)(iii) and (iv) Private flood insurance Recordkeeping Sections 208.25(c)(3)(iii) and (iv) Private flood insurance
Federal Enterprise Architecture: Economic Development - Financial Sector Oversight