Fair Housing Home Loan Data System Regulation - 12 CFR 27

The Fair Housing Act (42 U.S.C. 3605) prohibits discrimination in the financing of housing on the basis of race, color, religion, sex, or national origin. The Equal Credit Opportunity Act (15 U.S.C. 1691 et seq.) prohibits discrimination in any aspect of a credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, receipt of income from public assistance, or exercise of any right under the Consumer Credit Protection Act (15 U.S.C. 1601 et seq.). The OCC is responsible for ensuring that national banks and Federal savings associations comply with those laws. This information collection is needed to promote compliance and for OCC to fulfill its statutory responsibilities.

The latest form for Fair Housing Home Loan Data System Regulation - 12 CFR 27 expires 2027-04-30 and can be found here.

12 CFR 27.3(a); 128; and 1003 Quarterly Recordkeeping

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