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Federal forms, ICRs, and supporting documents

Information Collection Request

Regulation N (the Mortgage Acts and Practices –- Advertising Rule )

ICR 202601-3084-001 · OMB 3084-0156 · Received in OIRA

Forms and Documents
DocumentTypeStatusAvailability
Comment ID FTC-2025-0397-0006 (360 Privacy).pdf Public Comments Uploaded 2025-10-14 Repair queued
Comment ID FTC-2025-0397-0002 (Anonymous).docx Public Comments Uploaded 2025-08-22 Repair queued
Regulation N-SS-2026-FINAL.pdf Supporting Statement A Uploaded 2026-01-22 Available
IC Document Collections
IC IDCollectionTypeStatusForm
193949 Covered entities Unchanged
ICR Details
3084-0156 202601-3084-001
Received in OIRA 202211-3084-001
FTC
Regulation N (the Mortgage Acts and Practices –- Advertising Rule )
Extension without change of a currently approved collection   No
Regular 01/23/2026
  Requested Previously Approved
36 Months From Approved 04/30/2026
1,000 1,000
1,500 1,500
0 0
Regulation N requires covered persons to retain: (1) Copies of materially different commercial communications and related materials, regarding any term of any mortgage credit product, that the person made or disseminated during the relevant time period; (2) documents describing or evidencing all mortgage credit products available to consumers during the relevant time period; and (3) documents describing or evidencing all additional products or services (such as credit insurance or credit disability insurance) that are or may be offered or provided with the mortgage credit products available to consumers during the relevant time period. The FTC and the CFPB share enforcement authority for Regulation N and thus the two agencies split the burden estimates.
PL: Pub.L. 111 - 8 626 Name of Law: 2009 Omnibus Appropriations Act
   PL: Pub.L. 111 - 203 H. R. 4173 Name of Law: Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010
  
PL: Pub.L. 111 - 203 1029 Name of Law: Dodd-Frank Wall Street Reform and Consumer Protection Act
Not associated with rulemaking
  90 FR 38978 08/13/2025
91 FR 2935 01/23/2026
Yes
1
IC Title Form No. Form Name
Covered entities
  Total Request Previously Approved Change Due to New Statute Change Due to Agency Discretion Change Due to Adjustment in Estimate Change Due to Potential Violation of the PRA
Annual Number of Responses 1,000 1,000 0 0 0 0
Annual Time Burden (Hours) 1,500 1,500 0 0 0 0
Annual Cost Burden (Dollars) 0 0 0 0 0 0
No
No
$53,518
No
    No
    No
No
No
No
No
Carole Reynolds 202 326-3230 [email protected]
  No
On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).
The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:
 
 
 
 
 
 
 
    (i) Why the information is being collected;
    (ii) Use of information;
    (iii) Burden estimate;
    (iv) Nature of response (voluntary, required for a benefit, or mandatory);
    (v) Nature and extent of confidentiality; and
    (vi) Need to display currently valid OMB control number;
 
 
 
If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.
01/23/2026