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Federal forms, ICRs, and supporting documents

Information Collection Request

VA-Guaranteed Home Loan Cash-out Refinance Loan Comparison Disclosure

ICR 202512-2900-002 · OMB 2900-0875 · Received in OIRA

Forms and Documents
DocumentTypeStatusAvailability
30-Day FRN (published) 2900-0875.pdf Supplementary Document Uploaded 2026-05-07 Available
60-Day (published) 2900-0875.pdf Supplementary Document Uploaded 2026-04-27 Available
2900-0875 Supporting Statement VA-Guaranteed Home Loan Cash-out Refinance Loan Comparison Disclosure (5-7-26).docx Supporting Statement A Uploaded 2026-05-07 Available
IC Document Collections
IC IDCollectionTypeStatusForm
258160 CASH OUT REFINANCE LOAN COMPARISON Other-Sample Instrument Modified
ICR Details
2900-0875 202512-2900-002
Received in OIRA 202301-2900-015
VA VBA-LGY-KM
VA-Guaranteed Home Loan Cash-out Refinance Loan Comparison Disclosure
Reinstatement with change of a previously approved collection   No
Regular 05/07/2026
  Requested Previously Approved
36 Months From Approved
146,000 0
12,167 0
0 0
Section 309 of the Economic Growth, Regulatory Relief, and Consumer Protection Act (the Act), Public Law 115-174 requires VA to promulgate regulations for cash-out refinance home loans within 180 days after the date of the enactment of the Act. Section 309 of the Act was codified at 38 U.S.C. 3709. VA’s regulation governing refinancing cash-out loans is found at 38 CFR 36.4306. Section 309 requires that a refinanced VA home loan may not be guaranteed by the Department of Veterans Affairs, unless, a specified minimum time period has passed between the original loan and the refinancing loan; and the lender complies with provisions related to fee recoupment, mortgage interest rates, and net tangible benefit tests. These provisions ensure that the refinancing loan is in the financial interest of the Veteran.
PL: Pub.L. 115 - 174 309 Name of Law: Economic Growth, Regulatory Relief, and Consumer Protection Act
   US Code: 38 USC 3709 Name of Law: Refinancing of housing loans
  
None
Not associated with rulemaking
  91 FR 9336 02/25/2026
91 FR 24965 05/07/2026
No
1
IC Title Form No. Form Name
CASH OUT REFINANCE LOAN COMPARISON
  Total Request Previously Approved Change Due to New Statute Change Due to Agency Discretion Change Due to Adjustment in Estimate Change Due to Potential Violation of the PRA
Annual Number of Responses 146,000 0 0 146,000 0 0
Annual Time Burden (Hours) 12,167 0 0 12,167 0 0
Annual Cost Burden (Dollars) 0 0 0 0 0 0
Yes
Miscellaneous Actions
No
The burden decreased due to the removal of the training information collections and a decrease in the VA Cash-Out Refinancing Loan volume, which reduced the number of participating respondents from 480,000 to 146,000 and, in turn, lowered the total annual burden hours.
$281,050
No
    No
    No
No
No
No
No
Dorothy Glasgow 240 205-5190 [email protected]
  No
On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).
The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:
 
 
 
 
 
 
 
    (i) Why the information is being collected;
    (ii) Use of information;
    (iii) Burden estimate;
    (iv) Nature of response (voluntary, required for a benefit, or mandatory);
    (v) Nature and extent of confidentiality; and
    (vi) Need to display currently valid OMB control number;
 
 
 
If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.
05/07/2026