OMB.report

Federal forms, ICRs, and supporting documents

Information Collection Request

Account Based Disclosures in Connection with Federal Reserve Regulations E, CC and DD

ICR 201206-3064-003 · OMB 3064-0084 · Historical Active

Forms and Documents
DocumentTypeStatusAvailability
83C for 3064-0084.pdf Justification for No Material/Nonsubstantive Change Uploaded 2012-07-17 Available
60 day 76 FR 52326.pdf Supplementary Document Uploaded 2011-11-08 Available
30-day 76 FR 69269.pdf Supplementary Document Uploaded 2011-11-08 Available
SPST 3064-0084 (2011)_10_31_11.doc Supporting Statement A Uploaded 2011-11-01 Available
IC Document Collections
IC IDCollectionTypeStatusForm
31834 Regulations CC - Case-by-case hold notice - sections 229.16(c) Modified
199964 Regulation E - Overdraft opt-in disclosures (consumer response) Modified
199932 Regulation E - Gift card policy/procedures ongoing Unchanged
199931 Regulation E - Gift card policy/procedures one-time Unchanged
199929 Regulation E - Gift card exclusion policies/procedures ongoing Unchanged
199881 Regulation E - Gift card exclusion policies/procedures one-time Unchanged
199880 Regulation E - Gift card disclosures (one-time systems change) Unchanged
199878 Regulation E -- Prepare/send new opt-in notices to existing customers Modified
199876 Regulation E - Revise/update initial disclosures for new customers Modified
186075 Regulation E - Payroll card disclosures (section 205.18) - error resolution Unchanged
186073 Regulation E - Payroll card disclosures (section 205.18) - Initial Unchanged
186072 Regulation E - Error resolution (sections 205.8(b) and 205.11) Modified
186071 Regulation E - Initial disclosures (sections 205.7 and 205.8) - change in terms Modified
186070 Regulation E - Initial disclosures (sections 205.7 and 205.8) - initial terms Modified
186063 Regulation DD - Advertising (section 230.8) Modified
186062 Regulation DD - Periodic Statement Disclosures (section 230.6) Modified
186061 Regulation DD - Subsequent notices (Section 230.5) - Prematurity notices Modified
186060 Regulation DD - Subsequent notices (section 230.5) - change in terms Modified
186059 Regulation DD - Account disclosures (section 230.4) Modified
186057 Regulation CC - Expedited recredit claim notice Modified
186056 Regulation CC - Consumer awareness disclosure (section 229.57) Modified
186055 Regulation CC - Bank's claim against indemnifying bank (section 229.55) Modified
186054 Regulation CC - Response to consumer's recredit claim (section 229.54(e)) Modified
186053 Regulation CC - Notice of nonpayment (section 229.33(a) and (d)) Modified
186052 Regulation CC - Annual notice of new ATMs (section 229.18(e)) Modified
186051 Regulation CC - Notice of Change in Policy - Section 229.18(e) Modified
186050 Regulation CC - Notice posted where consumers make deposits - sections 229.18(b) and 229.18(c) Modified
186049 Regulation CC - Notice of exceptions to hold policy - Section 229.13(g) Modified
186048 Regulation CC - Specific availability policy disclosure - sections 229.16, 229.17 and 229.18(d) Modified
ICR Details
3064-0084 201206-3064-003
Historical Active 201108-3064-003
FDIC
Account Based Disclosures in Connection with Federal Reserve Regulations E, CC and DD
No material or nonsubstantive change to a currently approved collection   No
Regular
Approved without change 08/23/2012
Retrieve Notice of Action (NOA) 07/19/2012
  Inventory as of this Action Requested Previously Approved
12/31/2014 12/31/2014 12/31/2014
51,718,736 0 51,506,450
3,476,368 0 3,461,844
0 0 0
Regulations E, CC & DD (issued by the FRB) ensure adequate disclosures regarding accounts, including electronic fund transfer services, availability of funds, and fees and annual percentage yield for deposit accounts.
US Code: 15 USC 1693 et seq. Name of Law: Electronic Fund Transfer Act
   US Code: 12 USC 4001 et seq. Name of Law: Expedited Funds Availability Act
   US Code: 12 USC 4301 et seq. Name of Law: Truth in Savings Act
  
US Code: 12 USC 5301 et seq. Name of Law: Dodd-Frank Wall Street Reform And Consumer Protection Act
Not associated with rulemaking
  76 FR 52326 08/22/2011
76 FR 69269 11/08/2011
No
29
IC Title Form No. Form Name
Regulation E - Gift card exclusion policies/procedures one-time
Regulation E - Overdraft opt-in disclosures (consumer response)
Regulation E -- Prepare/send new opt-in notices to existing customers
Regulation E - Gift card policy/procedures ongoing
Regulation E - Gift card policy/procedures one-time
Regulation E - Gift card disclosures (one-time systems change)
Regulation E - Revise/update initial disclosures for new customers
Regulation E - Gift card exclusion policies/procedures ongoing
Regulation CC - Consumer awareness disclosure (section 229.57)
Regulation CC - Expedited recredit claim notice
Regulation DD - Advertising (section 230.8)
Regulation CC - Notice of Change in Policy - Section 229.18(e)
Regulation E - Payroll card disclosures (section 205.18) - error resolution
Regulation E - Initial disclosures (sections 205.7 and 205.8) - initial terms
Regulation E - Payroll card disclosures (section 205.18) - Initial
Regulation CC - Notice of nonpayment (section 229.33(a) and (d))
Regulation E - Initial disclosures (sections 205.7 and 205.8) - change in terms
Regulation E - Error resolution (sections 205.8(b) and 205.11)
Regulation CC - Notice posted where consumers make deposits - sections 229.18(b) and 229.18(c)
Regulations CC - Case-by-case hold notice - sections 229.16(c)
Regulation DD - Periodic Statement Disclosures (section 230.6)
Regulation CC - Specific availability policy disclosure - sections 229.16, 229.17 and 229.18(d)
Regulation CC - Bank's claim against indemnifying bank (section 229.55)
Regulation CC - Notice of exceptions to hold policy - Section 229.13(g)
Regulation CC - Annual notice of new ATMs (section 229.18(e))
Regulation CC - Response to consumer's recredit claim (section 229.54(e))
Regulation DD - Account disclosures (section 230.4)
Regulation DD - Subsequent notices (section 230.5) - change in terms
Regulation DD - Subsequent notices (Section 230.5) - Prematurity notices
  Total Approved Previously Approved Change Due to New Statute Change Due to Agency Discretion Change Due to Adjustment in Estimate Change Due to Potential Violation of the PRA
Annual Number of Responses 51,718,736 51,506,450 212,286 0 0 0
Annual Time Burden (Hours) 3,476,368 3,461,844 14,524 0 0 0
Annual Cost Burden (Dollars) 0 0 0 0 0 0
No
No
Pursuant to the Dodd-Frank Act, the Office of Thrift Supervision was abolished and the FDIC assumed supervision of 59 of the formerly OTS federally regulated institutions. Also pursuant to the Dodd-Frank Act, the Consumer Financial Protection Bureau was created and assumed supervision for 41 institutions formerly supervised by the FDIC. As a result of these two changes, this information collection needs to be changed to reflect the additional paperwork burden.
$0
No
No
No
Yes
No
Uncollected
Thomas Nixon 202 898-6869 [email protected]
  No
On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).
The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:
 
 
 
 
 
 
 
    (i) Why the information is being collected;
    (ii) Use of information;
    (iii) Burden estimate;
    (iv) Nature of response (voluntary, required for a benefit, or mandatory);
    (v) Nature and extent of confidentiality; and
    (vi) Need to display currently valid OMB control number;
 
 
 
If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.
07/19/2012