OMB.report

Federal forms, ICRs, and supporting documents

Information Collection Request

Account Based Disclosures in Connection with Federal Reserve Regulations E, CC and DD

ICR 200808-3064-001 · OMB 3064-0084 · Historical Active

Forms and Documents
DocumentTypeStatusAvailability
SPST_RegsE_CC_DD_11-13-08[1].DOC Supporting Statement A Uploaded 2008-11-13 Available
IC Document Collections
IC IDCollectionTypeStatusForm
31834 Regulations CC - Case-by-case hold notice - sections 229.16(c) Modified
186077 Regulation E - ATM disclosures (section 205.16c) - one-time reprogramming burden New
186076 Regulation E - Transaction disclosures (section 205.9) - one-time reprogramming burden New
186075 Regulation E - Payroll card disclosures (section 205.18) - error resolution New
186074 Regulation E - Payroll card disclosures (section 205.18) - periodic New
186073 Regulation E - Payroll card disclosures (section 205.18) - Initial New
186072 Regulation E - Error resolution (sections 205.8(b) and 205.11) New
186071 Regulation E - Initial disclosures (sections 205.7 and 205.8) - change in terms New
186070 Regulation E - Initial disclosures (sections 205.7 and 205.8) - initial terms New
186063 Regulation DD - Advertising (section 230.8) New
186062 Regulation DD - Periodic Statement Disclosures (section 230.6) New
186061 Regulation DD - Subsequent notices (Section 230.5) - Prematurity notices New
186060 Regulation DD - Subsequent notices (section 230.5) - change in terms New
186059 Regulation DD - Account disclosures (section 230.4) New
186057 Regulation CC - Expedited recredit claim notice New
186056 Regulation CC - Consumer awareness disclosure (section 229.57) New
186055 Regulation CC - Bank's claim against indemnifying bank (section 229.55) New
186054 Regulation CC - Response to consumer's recredit claim (section 229.54(e)) New
186053 Regulation CC - Notice of nonpayment (section 229.33(a) and (d)) New
186052 Regulation CC - Annual notice of new ATMs (section 229.18(e)) New
186051 Regulation CC - Notice of change in policy - section 229.18(e) New
186050 Regulation CC - Notice posted where consumers make deposits - sections 229.18(b) and 229.18(c) New
186049 Regulation CC - Notice of exceptions to hold policy - Section 229.13(g) New
186048 Regulation CC - Specific availability policy disclosure - sections 229.16, 229.17 and 229.18(d) New
ICR Details
3064-0084 200808-3064-001
Historical Active 200506-3064-003
FDIC
Account Based Disclosures in Connection with Federal Reserve Regulations E, CC and DD
Revision of a currently approved collection   No
Regular
Approved with change 11/13/2008
Retrieve Notice of Action (NOA) 08/20/2008
Updated supporting statement.
  Inventory as of this Action Requested Previously Approved
11/30/2011 36 Months From Approved 11/30/2008
24,043,412 0 5,300
902,687 0 920,589
0 0 0
Regulations E, CC & DD (issued by the FRB) ensure adequate disclosures regarding accounts, including electronic fund transfer services, availability of funds, and fees and annual percentage yield for deposit accounts.
US Code: 15 USC 1693 et seq. Name of Law: Electronic Fund Transfer Act
   US Code: 12 USC 4001 et seq. Name of Law: Expedited Funds Availability Act
   US Code: 12 USC 4301 et seq. Name of Law: Truth in Savings Act
  
None
Not associated with rulemaking
  73 FR 30938 05/29/2008
73 FR 49201 08/20/2008
No
24
IC Title Form No. Form Name
Regulation DD - Account disclosures (section 230.4)
Regulation DD - Subsequent notices (section 230.5) - change in terms
Regulation DD - Subsequent notices (Section 230.5) - Prematurity notices
Regulation CC - Consumer awareness disclosure (section 229.57)
Regulation CC - Expedited recredit claim notice
Regulation DD - Advertising (section 230.8)
Regulation E - Payroll card disclosures (section 205.18) - periodic
Regulation CC - Notice of nonpayment (section 229.33(a) and (d))
Regulation E - Initial disclosures (sections 205.7 and 205.8) - change in terms
Regulation E - Error resolution (sections 205.8(b) and 205.11)
Regulation CC - Notice posted where consumers make deposits - sections 229.18(b) and 229.18(c)
Regulation E - Transaction disclosures (section 205.9) - one-time reprogramming burden
Regulations CC - Case-by-case hold notice - sections 229.16(c)
Regulation DD - Periodic Statement Disclosures (section 230.6)
Regulation CC - Specific availability policy disclosure - sections 229.16, 229.17 and 229.18(d)
Regulation CC - Bank's claim against indemnifying bank (section 229.55)
Regulation CC - Notice of exceptions to hold policy - Section 229.13(g)
Regulation E - ATM disclosures (section 205.16c) - one-time reprogramming burden
Regulation CC - Annual notice of new ATMs (section 229.18(e))
Regulation CC - Response to consumer's recredit claim (section 229.54(e))
Regulation CC - Notice of change in policy - section 229.18(e)
Regulation E - Payroll card disclosures (section 205.18) - error resolution
Regulation E - Initial disclosures (sections 205.7 and 205.8) - initial terms
Regulation E - Payroll card disclosures (section 205.18) - Initial
  Total Approved Previously Approved Change Due to New Statute Change Due to Agency Discretion Change Due to Adjustment in Estimate Change Due to Potential Violation of the PRA
Annual Number of Responses 24,043,412 5,300 0 5,292 24,032,820 0
Annual Time Burden (Hours) 902,687 920,589 0 42,336 -60,238 0
Annual Cost Burden (Dollars) 0 0 0 0 0 0
Yes
Changing Regulations
Yes
Miscellaneous Actions
The burden adjustments in Regulations E, CC, and DD are due primarily to a decrease in the number of FDIC-supervised institutions. The burden increase for Regulations E, sections 205.9 and 205.16c are one-time burdens for those institutions that elect to reprogram and update their systems to provide the new disclosure or take advantage of the new exemption for EFTs of $15 or less from the requirement to provide a terminal receipt.
$0
No
No
Uncollected
Uncollected
Uncollected
Uncollected
Leneta Gregorie 202 898-3719 [email protected]
  No
On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).
The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:
 
 
 
 
 
 
 
    (i) Why the information is being collected;
    (ii) Use of information;
    (iii) Burden estimate;
    (iv) Nature of response (voluntary, required for a benefit, or mandatory);
    (v) Nature and extent of confidentiality; and
    (vi) Need to display currently valid OMB control number;
 
 
 
If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.
08/20/2008