OMB control number
Recordkeeping and Disclosure Requirements Associated with CFPB's Regulation B
OMB 7100-0201 · FRS.
Equal Credit Opportunity Act (ECOA) was enacted in 1974 and is implemented by the Consumer Financial Protection Bureau's (CFPB) Regulation B for institutions the Board supervises. The ECOA prohibits discrimination in any aspect of a credit transaction because of race, color, religion, national origin, sex, marital status, age, receipt of public assistance, or the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act. Since 2011, the CFPB has been responsible for issuing ECOA regulations that apply to institutions the Board supervises. However, the Board continues to be responsible under the Paperwork Reduction Act (PRA) for renewing every three years the information collections mandated by the regulation for institutions supervised by the Board.
The latest form for Recordkeeping and Disclosure Requirements Associated with CFPB's Regulation B expires 2028-01-31 and can be found here.
Document Name |
|---|
Supporting Statement A |
FRB_20250124_omb.pdf
Recordkeeping Section 1002.12 Record retention for applications, actions, prescreened solicitations, self-testing, and self-correction Recordkeeping Section 1002.12 Record retention for applications, actions, prescreened solicitations, self-testing, and self-correction
Federal Enterprise Architecture: Economic Development - Financial Sector Oversight