Regulation M (Consumer Leasing)

The Federal Trade Commission (FTC) seeks renewed clearance for the information collection requirements associated with the enforcement of the Consumer Financial Protection Bureau's (CFPB) Regulation M. This Regulation requires accurate disclosures of the costs and terms of leases to consumers. It also requires lessors and lease advertisers to keep records sufficient to show compliance with the Regulation. Given their generally shared enforcement jurisdiction for Regulation M under the Dodd-Frank Act, the CFPB and the FTC have divided the FTC’s previously cleared PRA burden between them, except that the FTC has wholly assumed all of the burden estimates associated with motor vehicle dealers and is also doing so, when appropriate, regarding estimated burden for state-chartered credit unions.

The latest form for Regulation M (Consumer Leasing) expires 2028-01-31 and can be found here.

Recordkeeping

Federal Enterprise Architecture: Economic Development - Business and Industry Development