Resolution Plans Required for Insured Depository Institutions With $50 Billion or More in Total Assets

The Rule requires certain insured depository institutions (IDIs) to submit a Resolution Plan that should enable the FDIC, as receiver, to resolve the institution under Sections 11 and 13 of the Federal Deposit Insurance Act (FDI Act), 12 U.S.C. 1821 and 1823, in a manner that ensures that depositors receive access to their insured deposits within one business day of the institution’s failure (two business days if the failure occurs on a day other than Friday), maximizes the net present value return from the sale or disposition of its assets, and minimizes the amount of any loss to be realized by the institution’s creditors. An IDI with $50 billion or more in total assets (i.e., a covered IDI or CIDI) is required to submit periodically to the FDIC a contingent plan for the resolution of such institution in the event of its failure. IDIs with $100 billion or more in total assets would submit full resolution plans, while IDIs with total assets between $50 and $100 billion would submit informational filings.

The latest form for Resolution Plans Required for Insured Depository Institutions With $50 Billion or More in Total Assets expires 2027-08-31 and can be found here.

Resolution Plan update by previous filer (biennial filer, group A)

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