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Home
Page > Executive
Branch > Code of
Federal Regulations > Electronic Code of Federal
Regulations

e-CFR Data is current as of
May 23, 2011

TITLE 12--Banks and Banking

CHAPTER II--FEDERAL RESERVE SYSTEM

SUBCHAPTER A--BOARD OF GOVERNORS OF THE FEDERAL
RESERVE SYSTEM

PART
226--TRUTH IN LENDING (REGULATION Z)

Subpart
A--GENERAL

§226.1

Authority, purpose, coverage, organization, enforcement,
and liability.

§226.2

Definitions and rules of
construction.

§226.3

Exempt
transactions.

§226.4

Finance
charge.

Subpart
B--OPEN-END CREDIT

§226.5

General disclosure
requirements.

§226.5a

Credit and charge card applications and
solicitations.

§226.5b

Requirements for home equity
plans.

§226.6

Account-opening
disclosures.

§226.7

Periodic
statement.

§226.8

Identifying transactions on periodic
statements.

§226.9

Subsequent disclosure
requirements.

§226.10

Payments.

§226.11

Treatment of credit balances; account
termination.

§226.12

Special credit card
provisions.

§226.13

Billing error
resolution.

§226.14

Determination of annual percentage
rate.

§226.15

Right of
rescission.

§226.16

Advertising.

Subpart
C--CLOSED-END CREDIT

§226.17

General disclosure
requirements.

§226.18

Content of
disclosures.

§226.19

Certain mortgage and variable-rate
transactions.

§226.20

Subsequent disclosure
requirements.

§226.21

Treatment of credit
balances.

§226.22

Determination of annual percentage
rate.

§226.23

Right of
rescission.

§226.24

Advertising.

Subpart
D--MISCELLANEOUS

§226.25

Record retention.

§226.26

Use of annual percentage rate in oral
disclosures.

§226.27

Language of
disclosures.

§226.28

Effect on State
laws.

§226.29

State exemptions.

§226.30

Limitation on
rates.

Subpart
E--SPECIAL RULES FOR CERTAIN HOME MORTGAGE TRANSACTIONS

§226.31

General rules.

§226.32

Requirements for certain closed-end home
mortgages.

§226.33

Requirements for reverse
mortgages.

§226.34

Prohibited acts or practices in connection with credit
subject to 226.32.

§226.35

Prohibited acts or practices in connection with
higher-priced mortgage
loans.

§226.36

Prohibited acts or practices in connection with credit
secured by a dwelling.

§§226.37-226.38

[Reserved]

§226.39

Mortgage transfer
disclosures.

§§226.40-226.41

[Reserved]

§226.42

Valuation
independence.

§§226.43-226.45

[Reserved]

Subpart
F--SPECIAL RULES FOR PRIVATE EDUCATION LOANS

§226.46

Special disclosure requirements for private education
loans.

§226.47

Content of
disclosures.

§226.48

Limitations on private education
loans.

Appendix

Appendix
A to Part 226 --Effect on State
Laws

Subpart
G--SPECIAL RULES APPLICABLE TO CREDIT CARD ACCOUNTS AND OPEN-END CREDIT
OFFERED TO COLLEGE STUDENTS

§226.51

Ability to Pay.

§226.52

Limitations on
fees.

§226.53

Allocation of
payments.

§226.54

Limitations on the imposition of finance
charges.

§226.55

Limitations on increasing annual percentage rates, fees,
and charges.

§226.56

Requirements for over-the-limit
transactions.

§226.57

Reporting and marketing rules for college student open-end
credit.

§226.58

Internet posting of credit card
agreements.

§226.59

Reevaluation of rate
increases.

Appendix

Appendix
B to Part 226 --State
Exemptions

Appendix

Appendix
C to Part 226 --Issuance of Staff
Interpretations

Appendix

Appendix
D to Part 226 --Multiple Advance Construction
Loans

Appendix

Rules
for Card Issuers That Bill on a Transaction-by-Transaction
Basis

Appendix

Optional
Annual Percentage Rate Computations for Creditors Offering
Open-End Plans Subject to the Requirements of 226.5b

Appendix

Appendix
G to Part 226 --Open-End Model Forms and
Clauses

Appendix

Appendix
H to Part 226 -- Closed-End Model Forms and
Clauses

Appendix

Appendix
I to Part 226 --Federal Enforcement
Agencies

Appendix

Appendix
J to Part 226 --Annual Percentage Rate Computations for
Closed-End Credit
Transactions

Appendix

Appendix
K to Part 226 --Total Annual Loan Cost Rate Computations
for Reverse Mortgage
Transactions

Appendix

Appendix
L to Part 226 --Assumed Loan Periods for Computations of
Total Annual Loan Cost
Rates

Appendix

Appendix
M1 to Part 226 --Repayment
Disclosures

Appendix

Appendix
M2 to Part 226 --Sample Calculations of Repayment
Disclosures

Appendix

Supplement
I to Part 226 --Official Staff
Interpretations

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