About Form 9465, Installment Agreement Request | Internal Revenue Service
Summary: Form 9465 is an official IRS document used by taxpayers to request a monthly installment agreement to pay off tax liabilities they cannot settle in full immediately.
Form 9465 (Rev. September 2020) allows individual taxpayers to propose a monthly payment plan for outstanding tax debts. The form requires detailed personal and financial information, including tax periods involved, total balance owed, and proposed monthly payment amounts. Taxpayers owing $50,000 or less are encouraged to use the IRS Online Payment Agreement (OPA) portal, which may offer lower user fees. Depending on the amount owed and the proposed payment terms, taxpayers may also be required to submit Form 433-F, Collection Information Statement, to provide further financial context for the IRS to evaluate the request.
Document outline
1. Part I: Installment Agreement Request 2. Taxpayer and Spouse Identification 3. Business Information (if applicable) 4. Balance Due and Payment Calculations 5. Proposed Monthly Payment Terms 6. Direct Debit Authorization (Lines 13a-13b) 7. Low-Income Taxpayer Provisions 8. Payroll Deduction Option (Form 2159) 9. Signatures and Authorization 10. Part II: Additional Information (Required for specific default or balance criteria) 11. Household and Financial Details 12. Income and Expense Reporting 13. Asset and Liability Information